June 6, 2017

How Much Does It Cost to Insure a Teenage Driver?

As our children grow, they take on new responsibilities — chores around the house, less supervision when it comes to schoolwork, and eventually even access to the family car (or a vehicle of their own). It’s important to make sure you take a look at the costs involved in insuring teen drivers against vehicular collisions as early as possible. Bringing a new driver into the family will inevitably change your auto insurance costs, but just how much does it cost to insure a teenage driver? Today, we’ll take a look at the cost in terms of dollars and cents and give you a few tips on teen driver safety that can help keep your child safe and your premium rates reasonably low.
February 14, 2017

What to Do When You’re the Victim of a Hit-and-Run Automobile Accident

Last week, we took a look at the numbers of totally uninsured drivers on the road in South Carolina and what that could mean for you in the case of a collision in which an uninsured driver was at fault. One thing we just barely touched on in that post was the possibility of a car wreck where the at-fault driver leaves the scene without exchanging information. Since the driver in these cases isn’t always located and therefore it’s impossible to know whether or not they had insurance, you’ll need to take a few different steps in order to get the compensation you deserve. What should you do if you’re the victim of a hit-and-run vehicle collision? Read on to find out.
February 7, 2017

How Many Uninsured Drivers Are There in South Carolina?

Car insurance is an essential aspect of vehicle ownership. Proof of insurance is one of the first things you’ll be asked for if you’re pulled over by a police officer, and we may take for granted that in case of an automobile collision that we’ll be able to exchange insurance information with the other party. Unfortunately, not everyone has liability automobile insurance. We’ve spoken before about the rate of underinsured drivers in South Carolina and how to protect yourself, but there’s one problem that could be even worse — drivers with no insurance at all.
October 12, 2016

What Happens If I Sue My Insurance Company?

If your insurance company has acted in bad faith or you’re considering filing suit against them for whatever reason, you may be wondering what will actually happen once you’ve taken that first step and scheduled a consultation with legal representation to discuss whether or not you may have a case. Insurance companies have been known to work very hard at dissuading their clients from taking legal action, and we generally find that clients who are thinking about suing their insurance companies do so only after exhaustive attempts at negotiation have failed. If you’ve had issues with your claims adjuster or agent, you’ve taken it above their head and spoken to higher-ups within the company, and you’re still not seeing results, it may be time to involve an attorney in order to get a satisfactory resolution. If you decide to take that step, here are a few things you need to […]
May 27, 2016

10 Do’s and Don’ts For Car Insurance Claims

In the case of sudden damage to your vehicle, whether it’s weather-related, a fallen tree branch, or a collision between two vehicles, you’ll first need to stay calm and assess the situation. You may be wondering just what to do after a car accident. Whether the damage is minor or more serious, you’ll want to know these do’s and don’ts before bringing a claim to your insurance company. 
May 5, 2016

Underinsured Drivers: Are you Covered in Case of an Accident?

South Carolina’s rate of uninsured drivers has been steadily improving since the early 2000’s. It can be comforting to look at an uninsured-motorist rate of only about 8% and think that most collisions that take place will involve liability insurance coverage on the at-fault vehicle.  Unfortunately, while the rate of uninsured drivers is low, the rate of underinsured drivers remains shockingly high. What does this mean for you in case of an automobile accident, wreck involving a semi/tractor trailer, or motorcycle wreck? Let’s take a closer look and find out.
March 30, 2016

What is Insurance Bad Faith?

Ever experienced a situation where you or someone you know had to fight with your insurance company in order to receive the benefits owed after a car accident or medical claim? If so, you may have fallen prey to insurance bad faith.  If you think your insurance company may be acting in bad faith, it’s important to really understand the scope of the issue. This will help you to understand what rights you have and what may be done to resolve it.