Worker’s Compensation

Nurses and other healthcare workers consistently top the Bureau of Labor Statistics’ list of occupations most likely to suffer an on-the-job injury, and it’s no wonder — nurses, medical assistants, and other healthcare professionals work dangerously long hours while caring for sick, injured, or even hostile individuals. With nursing shortages in South Carolina and nationwide, the rate of nurses injured at work may end up getting worse before it gets better.  What are the top causes of injury in healthcare workers? Read on to find out.

While exposure to asbestos in the workplace is less common than a few decades ago, there are still many older buildings and industries in South Carolina where developing an illness or injury as a result of asbestos exposure is possible, especially along coastal areas that have had heavy involvement in the shipbuilding industry.

Although worker’s compensation is the exclusive remedy against an injured worker’s employer, there are some cases in which the injured worker can also pursue a claim against the at-fault.  This means that the injured worker may be able to pursue a recovery from both workers’ compensation and the at-fault third party.  There is some overlap in the benefits that an injured worker can collect from workers’ compensation and the at-fault, which means that the injured worker may recover twice for the same injury.  To prevent this from happening, the South Carolina Workers’ Compensation Act provides that the workers’ compensation provider has a right of “subrogation” and get paid back for the benefits it paid from any liability recovery from the at-fault third party. What is subrogation in Workers’ Compensation? How does the right to recovery work in these situations? Let’s take a closer look.

Crystal Reynolds Fisher’s 18-year-old son became sick with a fever, ending up on life support as he deteriorated rapidly. Crystal, who works at a gas station in her local Albion, Michigan community, texted her boss to let her know that she would need to take time off work in order to be close to her son during his recovery. Dawn’s response was chilling: “If you can’t come to work, that’s you quitting.” Crystal posted the text conversation on her personal Facebook page, where it quickly began to spread and eventually appeared on national news organization websites detailing Crystal’s situation. In the case of Ms. Fisher, the company she works for terminated the employment of the manager after her story made national news and granted her medical leave as needed.  But… what if you don’t have a story that ‘goes viral’, attracting national attention and putting pressure on a company to […]

For employees who become injured or even ill due to workplace events or conditions, Workers’ Compensation can be the bridge they need to get from the initial injury to total recovery without losing the ability to make ends meet. While most employees have heard of Workers’ Comp during employee orientation or special safety presentations, there’s a lot of that isn’t widely understood. Workers’ Compensation insurance, which accounts for nearly 1.6% of employer spending overall (according to this report from the Center for Construction Research and Training), is a complex program that many day-to-day employees don’t know much about. We thought we’d take today to answer a few frequently asked questions about Workers’ Compensation in South Carolina.

The shift to highly-automated workplaces and overall wage stagnation has been leading more and more individuals to choose freelance work as a primary or secondary job. Since Uber and related companies classify their drivers as “independent contractors” and not traditional employees, they offer a measure of freedom (drivers choose their own hours and have some control over how much income they bring in), but also some very big risks. The biggest risk to South Carolina Uber drivers?   Jobs that involve driving professionally also involve a heightened potential for vehicle collisions that could cause injuries, automobile damage, or worse and as independent contractors, Uber drivers may not be covered by state workers’ compensation laws. 

Although it too often goes unrecognized, noise-induced hearing loss is a fairly common health problem in the United States. People who report excellent hearing often test positive for hearing damage, and work exposure to loud noise increases the possibility of noise-induced hearing loss with time. If you’ve been exposed to dangerously loud noises and have suffered from hearing damage as a result of workplace conditions, you may be wondering if you’re eligible for Workers’ Compensation to help cover the costs associated with your partial or total workplace-related hearing loss. Let’s take a look.